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Surebridge Income Protection Direct

Plan Year:


Supplemental Insurance Carrier:


Income Protection Direct plan provides the important extra layer of financial
protection you need. It pays monthly cash benefits directly to you during times when a sickness or injury results in total disability leaving you unable to work. The money can be used to pay unexpected medical costs or everyday living expenses. Receive $500 per month for up to 24 months after a covered disability, subject to waiting period.

How does this plan work?

This plan gives you the opportunity to add levels of coverage and protect yourself from out-of-pocket costs you can’t see coming. Following a covered physician-verified total disability caused by sickness or injury, it will pay you a fixed benefit amount you choose per month for up to 24 months. Disability plans have no network restrictions and will pay you directly. This plan can be added to your health insurance at anytime of the year. At Utah Avenue Insurance, we make getting your claim submitted and approved easy. Simply call, email or text us after you've received treatment for a covered sickness or injury and we help you with the rest.

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1. Get the Care you need

See your doctor, urgent care facility or emergency room for a covered accidental injury or sickness. Have your doctor or the hospital bill your regular medical health insurance plan. 

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2. Let us do the paperwork

Call, text or email us that you have a claim. Our office staff will help you fill out and send in all the right forms and track your claim. 

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3. Get paid

Get paid! You'll get a check made out to you. Use these funds to cover your medical expenses, lost wages, or something fun. 

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Frequently Asked Questions

How do I get my ID card?

Disability plans do not come with ID cards. So you will not receive a card in the mail. You can access your plan benefits, update payment options, and more in your member portal. Log in with the link below. 

Is your doctor and hospital in network?

Disability plans do not have networks. Which means that you can see any doctor or hospital in nation and still file a claim. It is recommended that if you have a health insurance plan that you see an in-network doctor or hospital if possible as only emergency are covered out of network on most health insurance plans. 

Currently Enrolled with this plan? Log into your portal.

Below is the link to log into your client portal. Most companies have an app you can also download onto your phone. The best place to view information about this plan is through the member portal. The member portal gives you easy access to your plan details, claims information, and more. You can update your payment information in the member portal, too. Simply set up an account and login by clicking the member portal link below. If you have any issues logging in, just give us a call and we can help.  

Premium Payments

Premium payments is the monthly amount you pay for your insurance plan. The initial premium, or binder payment, needs to be made before your plan starts. Be sure to watch your account to make sure the premium has been debited. Most carriers accept bank accounts, debit cards and credit cards as payment. If you need to update your account, you can log into your portal or call our office for help. 

Deductible? Copays? Coinsurance? What does it mean?

Learn the basic terms about insurance plans to better understand your plan. Don't worry, most people don't know what these terms mean and how they apply to your plan. That's why we're here. Please contact us if we missed any terms or if you'd rather talk to us to go over any benefits.

Learn more about this plan and talk to a local agent

Want to add extra coverage to you plan? Contact a local agent today. We can get you a quote right away and start these plans as soon as tomorrow. These plans can be added to your high deductible employer plan as well. 

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Schedule a consultation with a local Utah health insurance agent

We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free! 


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