AccidentWise 15k Option
Prepare for life's curveballs with our exclusive Accident Plan, designed to put your worries to rest and your wallet back in your hands! Picture this: a jaw-dropping $15,000 payout when you find yourself in the hospital's care. That's right – a whopping fifteen grand for your peace of mind during hospital confinement. But that's just the tip of the iceberg! In case of an unexpected ER visit, we've got you covered with a swift $1,500 at your disposal. Need urgent care? No problem! We'll hand you $300 to cover those unforeseen medical expenses. And let's not forget the high-tech solutions – an incredible $1,500 awaits you for MRI or CT scans, ensuring you get the best diagnosis without breaking the bank. And the icing on the cake? Our plan extends its generous hand to cover outpatient surgery with a cool $1,500 in your pocket. When it comes to your health and financial security, there's no room for compromise. Lock in your future today with our Accident Plan, because peace of mind is truly priceless!
Carrier
UnitedHealthcare
The company that provides and manages your insurance coverage. You pay your insurance premiums, which are regular payments to maintain your coverage, directly to the carrier.
Plan Year
2024
An insurance plan year typically spans one year from the date you enrolled in the plan. At the start of each new year, plans reset, and any deductibles, out-of-pocket maximums, and benefits calculations begin anew.
How this plan pays you for broken bones and stitches
An accident plan offers a crucial safety net by providing direct financial support to individuals following accidental injuries, such as broken bones, stitches, or concussions. This type of insurance typically allows policyholders to seek immediate medical attention without worrying about the financial burden. When an accident occurs, the plan pays the policyholder directly, facilitating prompt medical treatment and recovery. This streamlined process ensures that individuals can quickly access the care they need, covering expenses like medical bills, hospital stays, and other related costs. In times of unexpected accidents, an accident plan serves as a reliable and efficient resource, offering financial relief when it's needed most, and allowing individuals to focus on their recovery without added financial stress.
Step 1: Seek medical attention
Accident insurance is a valuable safety net that provides financial support in the event of an unforeseen injury or accident. However, to fully benefit from this coverage, it is essential to take swift action when an accident occurs. The first and most important step is to immediately seek medical attention. Your health and well-being should always be your top priority, and timely medical treatment can significantly impact your recovery. Additionally, it is crucial to keep meticulous records of all medical documentation, bills, and any other paperwork related to your injury and treatment. These records serve as the foundation for starting a claim with your insurance provider, ensuring that you receive the compensation and support you need during your healing process. By taking these proactive steps, you can navigate the claims process with confidence and focus on your recovery with peace of mind.
Step 2: Contact Utah Avenue Insurance
Call Utah Avenue to get in touch with your local agent and initiate the claims process. Your agent will guide you through the necessary steps and help you complete the required paperwork. Be sure to provide accurate and detailed information about your accident, injuries, and medical treatment.
Work closely with your local agent to gather all the required documentation, such as medical bills, receipts, and proof of lost income due to the injury. Your local agent can even submit this paperwork for you promptly to the insurance company.
Once the insurance company receives your claim, they will review it to ensure it meets their criteria and policy terms. Your local agent will advocate on your behalf during this process, helping to address any inquiries or additional information requests.
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Step 3: Get Paid
Upon approval of your claim, the insurance company will typically provide payment directly to you. These funds are intended to cover a range of expenses, including medical bills, rehabilitation costs, and compensation for any income you may have lost due to the accident. The beauty of accident insurance is that the funds are usually tax-free, which means you won't have to worry about paying taxes on this financial support. This tax-free nature of the payout allows you the flexibility to use the funds as you see fit, addressing your injury-related costs promptly and effectively. Whether it's covering medical co-pays, purchasing necessary equipment, or even making home modifications for better accessibility, you have the freedom to tailor the funds to your specific needs during your recovery. This financial assistance not only helps you regain your health but also provides peace of mind during a challenging time.
Full Summary of Benefits and Helpful Links
Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right doctors and hospitals that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.
Helpful Links
Schedule a consultation with a local Utah health insurance agent
We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free!
This is a quick snapshot of the most popular copays, deductibles, and coinsurance that you would be responsible for on this dental plan. Preventative services include dental cleanings, exams and x-rays. Most plans cover your preventative care every 6 months with no waiting period. Basic dental work includes minor services like filling a cavity and may have a waiting period before these services will be covered on your plan. Major work includes services like crowns and root canals and may have a waiting period before these services are covered. Dentures and implants are normally NOT included in dental insurance. If you need coverage for these services, please let your local agent know so that you have a plan that includes those services.
To learn what each of the terms mean, please visit our terms and definitions page. Copays and coinsurance listed are amounts that you would pay after deductible unless specified otherwise. This is not a full list of services included on the plan. This snapshot is not guaranteed to be accurate. To verify plan benefits or for full details please see the full summary of benefits or or get a complete terms of coverage on the health plan carrier's website.