UnitedHealth One Hospital Advantage Guard Guaranteed Issue

This UnitedHealth One guaranteed issue AdvantageGuard plan is designed specifically for seniors on a Medicare Advantage plan who want help covering the highest copays that can come with serious medical events. Some of the biggest expenses on many MAPD plans are hospital stays, skilled nursing, ambulance rides, emergency room visits, surgeries, and major diagnostic testing—and this plan helps provide cash benefits directly to you to offset those costs . This plan pays you **$400 per day for hospital confinement for up to 10 days**, helping with large inpatient copays, and includes an excellent **Skilled Nursing Facility benefit of $300 per day for days 1–100**, which can be extremely valuable since skilled nursing copays can become very expensive for seniors on a fixed income. It also pays **$300 per ambulance ride for up to 4 rides per year**, **$200 for emergency room visits up to 4 times per year**, and **$400 for major outpatient diagnostic tests like MRIs, PET scans, EEGs, or EKGs up to 2 times per year**. If you need outpatient surgery, the plan also pays **$750 per surgery up to 2 times per year**. In addition, it includes a **$5,000 first-time cancer diagnosis benefit**, helping provide extra financial support during one of life’s most difficult situations. This plan is meant to take care of the large unexpected copays, so you can focus more on the lower everyday costs like doctor visits while still enjoying all the extra benefits your Medicare Advantage plan offers.

Compañía de Seguros de Salud

UHOne