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If the cost of your Medicare prescription drug plan is going up for 2027, you may be wondering whether you really need to keep it—especially if you don't take many prescriptions. We hear this question all the time: “Why should I pay for a prescription drug plan when I don't take any medications?” It can be tempting to cancel your Medicare Part D plan and save the monthly premium. But before you do, there is something very important you need to understand: Medicare has a late

If you opened your Medicare Annual Notice of Change (ANOC) and discovered that your prescription drug plan is going to cost more in 2027, you may be wondering whether there is a more affordable option. For people who take several medications, prescription drug coverage can be extremely important. But what if you only take one or two inexpensive prescriptions—or don't take any medications at all? Paying a higher monthly premium for a plan you rarely use can be frustrating. The

Why Are Medicare Prescription Drug Plan Premiums Changing in 2027? One of the changes affecting standalone Medicare Part D plans in 2027 is the end of a temporary government program called the Part D Premium Stabilization Demonstration.

Health insurance can be expensive, especially for individuals and families who earn too much to qualify for Marketplace subsidies. Many healthy people find themselves stuck paying high monthly premiums for benefits they rarely use. That's why we often recommend the Allstate Health Solutions Enhanced PPO Plan with a $5000 deductible to healthy individuals looking for affordable protection against life's major medical expenses. At Utah Avenue Insurance, we like this plan becaus