For the last several years, health insurance through the Marketplace has been more affordable than ever  for many families and individuals. During the COVID-19 pandemic, the federal government expanded premium subsidies to help people keep health coverage during uncertain times. These temporary changes lowered monthly premiums, helped more middle-income households qualify for assistance, and removed strict income limits that had previously caused many people to lose help. Bec

Cada año, cuando llega la temporada de impuestos, recibimos las mismas preguntas: “¿Qué es un 1095-A?”“¿De verdad lo necesito?”“¿Qué pasa si no lo presento?” Si tuvo un plan de seguro médico a través del Mercado de Seguros Médicos (Marketplace)  en 2025 , este formulario es muy importante. Aquí le explicamos qué es, por qué lo necesita y qué debe hacer. ¿Qué es el formulario 1095-A? El formulario 1095-A  es un documento de impuestos que envía el Marketplace a todas las person

Every year around tax time, we start getting the same questions from clients: “What is a 1095-A?” “Do I really need it?” “What happens if I don’t file it?” If you had a health insurance plan through the Health Insurance Marketplace  at any point in 2025 , this form is extremely important. Here’s what you need to know—and what to do next. What Is a 1095-A Form? Form 1095-A  is a tax document sent by the Health Insurance Marketplace to anyone who had a Marketplace health plan.

Cuando el seguro médico tradicional se siente fuera de alcance, muchas familias en Utah están recurriendo a programas de salud compartida  como Impact Health Sharing , una forma innovadora y comunitaria de manejar los costos médicos. ¿Qué es un Health Share? Un health share   no es un seguro médico . Es una comunidad de personas que acuerdan compartir los gastos médicos de los demás. Cada miembro paga una cuota mensual —similar a una prima— y cuando alguien tiene una necesida

Por Jeff Street Introducción Hola, mi nombre es Jeff Street, y quiero compartir cómo una compañía llamada Impact Health Sharing  ha ayudado a mi familia a ahorrar miles de dólares cada año. He sido trabajador independiente durante 25 años, lo que significa que siempre he sido responsable de pagar mi propio seguro médico. Durante muchos años no tuve ningún tipo de cobertura; era joven, saludable y pensaba que nada me iba a pasar. Por suerte, nada pasó. Pero cuando conocí a la

When traditional health insurance feels out of reach, many Utah families are turning to health share programs  like Impact Health Sharing  — an innovative, community-based way to manage healthcare costs. What Is a Health Share? A health share is not insurance. Instead, it’s a group of people who agree to share each other’s medical expenses. Each member pays a monthly “share amount,” similar to a premium, and when someone has a medical need, funds are distributed to help cover

Introduction Hi, my name is Jeff Street, and I want to share how a healthcare company called Impact Health Sharing  has saved my family thousands of dollars each year. I’ve been self-employed for 25 years, which means I’ve always been responsible for paying for my own healthcare. For many years, I didn’t even have insurance — I was young, healthy, and thought nothing would happen to me. Luckily, nothing did. But once I got married, I knew it was time to get coverage. Like man

You may have received a notice that your Marketplace subsidies were reduced or removed because of Medicaid. What’s happening? The...

If you’ve recently opened your health insurance bill and noticed the price went way up, you’re not alone. Many Utah families are seeing...

Una mejor cobertura comienza aquí—especialmente cuando sabes cómo protegerla. Los estafadores están siendo cada vez más creativos, y las...