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Utah health insurance agent

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EMI Vision VSP Plus 10-160

Elevate your eye care with our exclusive Vision Plan featuring easy EMI options! With just a $10 copay for a comprehensive vision exam, you can keep your eyes healthy and your vision sharp. Plus, we're here to make sure you look your best, too – you'll receive a generous $160 allowance towards stylish glasses or comfortable contacts. Don't compromise on your vision; invest in clarity, style, and affordability with our Vision Plan today!



The company that provides and manages your insurance coverage. You pay your insurance premiums, which are regular payments to maintain your coverage, directly to the carrier.

Plan Year


A vision plan's plan year typically spans 12 months starting on the day your plan started. At the start of each year, plans reset, and any deductibles, out-of-pocket maximums, and benefits calculations begin anew.

Eye Exam

Vision insurance includes coverage for regular vision exams, which are standard eye exams designed to assess your visual acuity and determine if you require corrective lenses, such as glasses or contact lenses. These exams play a crucial role in maintaining good eye health and ensuring optimal vision. They are typically recommended on an annual basis to detect changes in your vision and address any emerging eye conditions promptly. Vision insurance helps make these exams more affordable, encouraging individuals to prioritize their eye health and enjoy the benefits of clear and comfortable vision.


$10 Copay

Exam for checking vision is a diagnostic procedure to assess visual acuity and determine the need for prescription glasses or contact lenses to correct refractive errors like nearsightedness, farsightedness, and astigmatism.

Hardware Benefit

The hardware benefit provided by vision insurance is a valuable aspect of eye care coverage. Typically, this benefit allows policyholders to choose between either glasses or contact lenses, but not both, during a 12-month period. It covers the cost of these vision correction devices, making them more accessible and affordable. This benefit ensures that individuals can maintain clear and comfortable vision by obtaining the eyewear that best suits their needs, whether it's stylish eyeglasses or the convenience of contact lenses. It encourages regular vision check-ups and the timely replacement of eyewear, promoting good eye health and visual well-being.


$15 Copay with $160 Allowance

The glasses or contact allowance typically covers either eyeglasses or contact lenses, but not both, every 12 months.


$160 Allowance

The glasses or contact allowance typically covers either eyeglasses or contact lenses, but not both, every 12 months.

Extra Perks

Vision plans often come with additional perks that can enhance your eye care experience. These may include discounts on a second pair of glasses, making it easier to have a spare or a different style. Some plans even provide discounts on LASIK correction surgery, offering a potential alternative to glasses or contacts. Additionally, you might have the option to upgrade your lenses for improved vision comfort. To fully understand the scope of your vision plan's benefits and these potential extras, it's important to review the comprehensive summary of benefits provided by your insurance provider, ensuring that you make the most of your eye care coverage.

Full Summary of Benefits and Helpful Links

 Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right doctors and hospitals that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.

Helpful Links

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Schedule a consultation with a local Utah health insurance agent

We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free! 


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This is a quick snapshot of the most popular copays, deductibles, and coinsurance that you would be responsible for on this vision plan. To learn what each of the below terms mean, please visit our terms and definitions page. Copays and coinsurance listed are amounts that you would pay before deductible unless specified otherwise. This is not a full list of services included on the plan. This snapshot is not guaranteed to be accurate. To verify plan benefits or for full details please see the full summary of benefits or or get a complete terms of coverage on the health plan carrier's website.  

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