Explore Your 2025 Health Plan Options
Health Insurance, Dental, Vision, Life, Accident and more
Welcome to our 2025 Health Plan Options page! Here, you can find comprehensive details on all the health plans we offer for 2025. From coverage specifics and benefit levels to cost comparisons and unique features, this page is designed to help you make informed decisions for your health and budget. Take your time to explore each plan and see how they can meet your needs for the upcoming year.
Marketplace Insurance
Marketplace health insurance, also known as the Health Insurance Marketplace or Exchange, is a service where individuals and families can shop for and enroll in affordable health coverage. Plans are categorized by coverage levels, and many people qualify for subsidies or tax credits based on their income to help lower the cost of premiums. A local agent at Utah Avenue can help you determine if you qualify for lower premiums. The Marketplace ensures you have access to essential benefits like preventive care, prescriptions, and hospital visits.
Medicare plans provide essential health coverage for seniors and eligible disabled individuals, offering benefits like hospital care, medical services, and prescription drug coverage. While we can’t list specific plan details on our website due to regulations, we’re here to help you navigate your options. Our experienced agents can guide you through the different Medicare plans available and find one that fits your healthcare needs and budget. Contact us today to learn more and get personalized assistance with your Medicare choices.
Medicare Plans
Dental Insurance
Dental insurance helps cover the cost of routine and major dental care, making it easier to maintain good oral health. With coverage for preventive services like cleanings and exams, it can catch issues early before they become expensive problems. Dental insurance also helps pay for more costly procedures, like fillings, root canals, and crowns, which can be a significant financial burden without coverage. Overall, having dental insurance gives you peace of mind and ensures you can get the care you need to keep your smile healthy.
Vision insurance is designed to help cover the cost of routine eye care, such as eye exams, glasses, and contact lenses. It’s a good idea to have because regular eye exams can detect vision changes early and even identify underlying health conditions like diabetes or high blood pressure. With vision insurance, you can keep your eye health in check while also saving money on corrective lenses and other necessary treatments. It ensures you can maintain clear vision and overall well-being without breaking the bank.
Vision Insurance
Dental, Vision & Hearing Combo Plans
Our Dental, Vision, and Hearing combo plans provide comprehensive coverage in one package. These plans make it easy and affordable to maintain your overall well-being, covering routine dental cleanings, eye exams, hearing tests, and even major procedures like crowns, glasses, and hearing aids. By combining these essential benefits into one convenient plan, you can save money and ensure you’re fully covered for all your dental, vision, and hearing needs.
Accident insurance is designed to provide financial protection when unexpected injuries occur. It pays you cash benefits directly to help cover medical expenses, hospital stays, or everyday bills while you recover from an accident. Whether it’s a broken bone, emergency room visit, or physical therapy, accident insurance ensures that an unexpected mishap doesn’t turn into a financial burden. It’s a smart way to safeguard your budget and get peace of mind knowing you’re prepared for life’s surprises.
Accident Insurance
Hospitalization Plans
A hospitalization plan provides crucial financial support for hospital stays, helping cover the high costs associated with inpatient care. It pays cash benefits directly to you, which can be used for medical expenses like deductibles, room charges, or everyday bills such as rent and groceries while you're recovering. With hospital stays becoming more expensive, having a hospitalization plan ensures you have the financial safety net needed to focus on getting better, without the added stress of mounting medical bills.
Cancer and Critical Illness Plans offer financial protection when you're diagnosed with a serious health condition like cancer, heart attack, or stroke. These plans provide a lump sum cash benefit that you can use however you need, whether it’s to cover medical treatments, travel for specialized care, or everyday expenses like mortgage payments and groceries. Facing a critical illness can be overwhelming, but having a plan in place ensures you have the financial support to focus on your recovery and well-being.
Cancer and Critical Illness Plans
Life Insurance
Life insurance is a vital tool for protecting your loved ones financially in the event of your passing. It provides a tax-free lump sum benefit to your beneficiaries, which can be used to cover expenses like funeral costs, mortgage payments, outstanding debts, or even future financial needs like college tuition. By having life insurance, you ensure that your family is financially secure and able to maintain their quality of life during a difficult time. It’s a lasting way to show your care and provide peace of mind for those you love most.
Private short-term health plans are designed to provide temporary coverage for unexpected medical needs. These plans are a flexible and affordable option for those between jobs, waiting for other insurance to start, or needing a bridge in coverage. However, they are limited to a maximum duration of 4 months. While short-term plans don’t cover everything a major medical plan would, they can help protect you from high out-of-pocket costs for doctor visits, emergency care, and hospital stays during that time. Contact us to see if a short-term plan is the right fit for your needs!
Private Short Term Plans
Annuities
Annuities are financial products that provide a reliable income stream, typically during retirement. You make a lump-sum payment or series of payments to an insurance company, and in return, you receive regular payments over a specified period or for the rest of your life. Annuities can offer tax-deferred growth and options for guaranteed income, helping to ensure financial stability in your later years. They are a smart way to secure your future and give you peace of mind knowing you’ll have a steady income to cover your needs in retirement.
Teledoc and Virtual Care make accessing healthcare easy and convenient, offering 24/7 access to medical professionals from the comfort of your home. Whether you need to address common illnesses, dermatology concerns, or mental health therapy, you can connect with doctors and licensed therapists through phone or video appointments. With mental health support available, you can receive personalized therapy for issues like anxiety, depression, or relationship challenges. This service ensures you get the care you need quickly and affordably, without the hassle of visiting a physical office.
Teledoc and Virtual Care
Schedule a consultation with a local health insurance agent
We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free!