$20,000 Coverage for Unexpected Injuries
Accidents can throw us off course, but the AccidentWise Plan $20,000 is here to provide essential financial support when you need it most. Receive direct payments for broken bones and stitches from accidental injuries. With $20,000 for hospital admission, $2,000 for each emergency room visit, and $400 for each urgent care trip, this plan is built to cover those unplanned costs from unexpected injuries. Plus, the $2,000 benefit for major diagnostic exams means that crucial tests like MRIs are covered too. This plan gives you a solid foundation of protection and peace of mind without breaking the bank, so you can focus on healing instead of bills. These funds are paid directly to you and can be used to pay your deductible, copays, and everyday expenses like rent and groceries from lost income.
Carrier
UHOne
Plan Year
2025
How this plan pays you for broken bones and stitches
An accident plan offers a crucial safety net by providing direct financial support to individuals following accidental injuries, such as broken bones, stitches, or concussions. This type of insurance typically allows policyholders to seek immediate medical attention without worrying about the financial burden. When an accident occurs, the plan pays the policyholder directly, facilitating prompt medical treatment and recovery. This streamlined process ensures that individuals can quickly access the care they need, covering expenses like medical bills, hospital stays, and other related costs. In times of unexpected accidents, an accident plan serves as a reliable and efficient resource, offering financial relief when it's needed most, and allowing individuals to focus on their recovery without added financial stress.
Step 1: Seek medical attention
Immediately seek medical attention after an accident or injury. You can seek care at the closest ER, urgent care or primary care doctor for your treatment. Your well-being is a top priority, and timely treatment is crucial for your recovery. Keep all medical records, bills, and documentation related to your injury and treatment.
Step 2: Contact your local agent at Utah Avenue Insurance
Call Utah Avenue to get in touch with your local agent and initiate the claims process. Your agent will guide you through the necessary steps and help you complete the required paperwork. Be sure to provide accurate and detailed information about your accident, injuries, and medical treatment including dates, itemized bills and explanation of benefits.
Work closely with your local agent to gather all the required documentation, such as medical bills, receipts, and discharge papers due to the injury. Your local agent can even submit this paperwork for you promptly to the insurance company.
Once the insurance company receives your claim, they will review it to ensure it meets their criteria and policy terms. Your local agent will advocate on your behalf during this process, helping to address any inquiries or additional information requests.
Step 3: Get Paid
Upon approval, you will receive payment directly from the insurance company. These funds are meant to cover your medical expenses and compensate you due to the accident. Make sure to use these funds responsibly to address your injury-related costs promptly. But these funds can be used however you see fit.
Full Summary of Benefits and Helpful Links
Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right doctors and hospitals that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.
Helpful Links
Schedule a consultation with a local health insurance agent
We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free!
This is a quick snapshot of the most popular benefits of this plan plan. ​To learn the full benefits and terms of this plan, please see the full summary of benefits or contact your local agent. This is not a full list of services included on the plan. This snapshot is not guaranteed to be accurate. To verify plan benefits or for full details please see the full summary of benefits or or get a complete terms of coverage on the health plan carrier's website.