SelectHealth Prime 750 Dental Plan
Experience peace of mind and maintain a sparkling smile with the SelectHealth Prime 750 Dental Plan! With just a modest $50 deductible per person, you can enjoy the confidence of comprehensive dental coverage that's both affordable and accessible. Our plan covers cleanings at a generous 100% after the deductible, ensuring that your routine dental care is hassle-free. Plus, we're here for you when you need it most, with a short 6-month waiting period for minor work and a 12-month waiting period for major procedures. We've got you covered at 80% for minor work and 50% for major work, all while ensuring your annual dental expenses stay within budget, thanks to a $750 maximum benefit per person each year. Make your dental health a priority with SelectHealth Prime 750 Dental Plan – the smile-saving choice that truly cares for your needs!
Carrier
SelectHealth
Plan Year
2025
Individual and Family Deductible
Dental insurance deductibles work similarly to health insurance deductibles, but they apply specifically to dental care. Individual deductibles are the amount a person must pay out-of-pocket for covered dental services before the insurance starts covering a portion of the costs. In a family plan, each family member has their own individual deductible, but many plans also have a family deductible cap, meaning once the family’s combined spending reaches a certain limit, the insurance will kick in for all members. These deductibles generally apply to services like fillings, crowns, and other restorative treatments, but routine care such as cleanings and exams may be covered without needing to meet the deductible. Understanding how these work ensures you're prepared for any out-of-pocket costs when seeking dental care.
Individual Deductible
$50
Family Deductible
$150
Preventative Care
With the SelectHealth Prime 750 Dental Plan, we prioritize your preventive care to keep your smile in tip-top shape. Our plan covers 100% of the cost for routine cleanings after a minimal $50 deductible per person, so you can maintain excellent oral health without breaking the bank. We believe that prevention is the key to a healthy smile, and we're committed to making it easy and affordable for you. Don't wait until dental issues become major problems – choose SelectHealth Prime 750 Dental Plan for proactive and comprehensive preventive care that puts your oral well-being first.
Minor Dental Services
When it comes to minor dental work, the SelectHealth Prime 750 Dental Plan has you covered. After a brief 6-month waiting period, our plan steps in to cover 80% of the cost for minor procedures, all while ensuring your out-of-pocket expenses remain manageable with a $50 deductible per person. Whether it's fillings, extractions, or other minor treatments, we're here to ease your dental concerns and keep your smile healthy and bright. Choose SelectHealth Prime 750 Dental Plan for reliable coverage that prioritizes your dental needs, no matter how small.
Major Dental Services
For major dental work, the SelectHealth Prime 750 Dental Plan provides essential support and financial peace of mind. After a 12-month waiting period, our plan steps up to cover 50% of the cost for major procedures, ensuring that you have the assistance you need when facing significant dental treatments like crowns, bridges, or oral surgery. With a $50 deductible per person, we make sure your dental health remains affordable and accessible, allowing you to tackle more extensive procedures with confidence. Trust SelectHealth Prime 750 Dental Plan to be your partner in maintaining a healthy, radiant smile, even when major dental work is on the horizon.
Orthodontia for Children
Please note that orthodontic treatments are not covered under the SelectHealth Prime 750 Dental Plan. While our plan offers comprehensive coverage for routine care, minor work, and major procedures, orthodontics, including braces and related treatments, are not included in the benefits. We want to be transparent about our coverage options, so you can make informed decisions about your dental needs. If you require orthodontic care, we recommend exploring additional dental or orthodontic insurance options to ensure you receive the appropriate coverage for your specific requirements.
Implant Coverage
Please be aware that the SelectHealth Prime 750 Dental Plan does not cover dental implants. While our plan offers comprehensive coverage for many dental services, including routine care, minor work, and major procedures, dental implants are not included in our benefits. We want to provide clarity about our coverage options to help you make informed decisions regarding your dental needs. If you are considering dental implants, we recommend exploring alternative dental insurance or financing options to ensure you receive the appropriate coverage for this specific treatment. Your dental health is important to us, and we are here to assist you in making the best choices for your oral care.
Maximum Yearly Dental Benefit
With the SelectHealth Prime 750 Dental Plan, you'll benefit from a maximum annual coverage of $750 per person. What's even better is that this maximum benefit resets when you enroll in the plan, giving you a fresh annual allowance to utilize for your dental care needs. So, you can enjoy peace of mind knowing that your dental expenses can be covered up to $750 each year, and you'll start each enrollment period with a clean slate, ready to make the most of your dental benefits. It's just one more way we're committed to helping you maintain a healthy smile year after year.
Full Summary of Benefits and Helpful Links
Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right dentists that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.
Helpful Links
Schedule a consultation with a local health insurance agent
We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free!
This is a quick snapshot of the most popular copays, deductibles, and coinsurance that you would be responsible for on this dental plan. Preventative services include dental cleanings, exams and x-rays. Most plans cover your preventative care every 6 months with no waiting period. Basic dental work includes minor services like filling a cavity and may have a waiting period before these services will be covered on your plan. Major work includes services like crowns and root canals and may have a waiting period before these services are covered. Dentures and implants are normally NOT included in dental insurance. If you need coverage for these services, please let your local agent know so that you have a plan that includes those services.
To learn what each of the terms mean, please visit our terms and definitions page. Copays and coinsurance listed are amounts that you would pay after deductible unless specified otherwise. This is not a full list of services included on the plan. This snapshot is not guaranteed to be accurate. To verify plan benefits or for full details please see the full summary of benefits or or get a complete terms of coverage on the health plan carrier's website.
PPO Plans and Out of Network Limitations and Balance Billing
Some dental plans offer out of network coverage. This is a great benefit because you can visit any dentist in the nation. Which means that if you are traveling, or have a dental emergency, you can visit a dentist for the service you need right away and have a portion of your bill covered by your dental insurance. Please note that if you see an out of network provider, that dentist is allowed to "balance bill" you. This means that your dental insurance company pays your dentist what is reasonable and customary for the services you received. In most situations that dentist accepts that payment and you are only responsible for your portion of the bill. Occasionally, that dentist will decide that the reasonable and customary amount they received from the dental insurance is not enough. That dentist will bill you for the additional charge or 'balance bill' you. You are responsible to pay this amount and contact the dentist to work out a payment plan.
