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Allstate Health Access Metal Gap

Most health plans have gaps in coverage, such as high deductibles and costly copays for emergency room visits and hospital stays. With many families unable to afford sudden emergency medical bills, our Metal Gap plan provides financial relief. The benefits on this plan pay you directly for ER visits, hospital admissions, surgeries, emergency transport and follow up visits to cover your medical bills and everyday expenses. This plan will pay you a $6,000 hospital admission benefit plus $100 per day for hospital confinement due to an injury or sickness, . This plan will also pay you for needed surgeries due to an injury or sickness. You'll receive up to $8,000 for surgeon's service and up to $1,000 for anesthesiologist services. If you need emergency transport you'll receive $1000 for ground transport and $25,000 for emergency air transport. Add this plan to your health insurance to ease the financial stress of medical emergencies, helping you cover expenses from hospital bills to follow-up care.ies, helping you cover expenses from hospital bills to follow-up care.

Full Summary of Benefits and Helpful Links

 Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right doctors and hospitals that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.

Helpful Links

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We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free! 

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Payson

910 E 100 N STE 105
Payson, UT 84651

Provo

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Provo, UT 84606

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