United Healthcare Vision Insurance
The VisionWise Plan by UnitedHealthcare is your all-in-one solution for essential vision coverage, specifically designed for individuals and families who want affordable and comprehensive eye care. With no waiting period, you get immediate access to benefits like a $0 co-pay for annual eye exams and generous allowances for frames and lenses. In-network providers ensure you get the best value for your eye care needs, while discounts on additional eyewear and savings on LASIK procedures make this plan both practical and budget-friendly. Investing in your vision health has never been easier or more accessible with VisionWise, helping you see clearly and live better every day.
Carrier
UnitedHealthcare
Plan Year
2025
Eye Exam
Vision insurance includes coverage for regular vision exams, which are standard eye exams designed to assess your visual acuity and determine if you require corrective lenses, such as glasses or contact lenses. These exams play a crucial role in maintaining good eye health and ensuring optimal vision. They are typically recommended on an annual basis to detect changes in your vision and address any emerging eye conditions promptly. Vision insurance helps make these exams more affordable, encouraging individuals to prioritize their eye health and enjoy the benefits of clear and comfortable vision.
Exam
100%
Hardware Benefit
The hardware benefit provided by vision insurance is a valuable aspect of eye care coverage. Typically, this benefit allows policyholders to choose between either glasses or contact lenses, but not both, during a 12-month period. It covers the cost of these vision correction devices, making them more accessible and affordable. This benefit ensures that individuals can maintain clear and comfortable vision by obtaining the eyewear that best suits their needs, whether it's stylish eyeglasses or the convenience of contact lenses. It encourages regular vision check-ups and the timely replacement of eyewear, promoting good eye health and visual well-being.
Glasses
$10 copay with $150 allowance
Contacts
$150 allowance
Extra Perks
Vision plans often come with additional perks that can enhance your eye care experience. These may include discounts on a second pair of glasses, making it easier to have a spare or a different style. Some plans even provide discounts on LASIK correction surgery, offering a potential alternative to glasses or contacts. Additionally, you might have the option to upgrade your lenses for improved vision comfort. To fully understand the scope of your vision plan's benefits and these potential extras, it's important to review the comprehensive summary of benefits provided by your insurance provider, ensuring that you make the most of your eye care coverage.
Full Summary of Benefits and Helpful Links
Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right doctors and hospitals that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.
Helpful Links
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This is a quick snapshot of the most popular copays, deductibles, and coinsurance that you would be responsible for on this vision plan. To learn what each of the below terms mean, please visit our terms and definitions page. Copays and coinsurance listed are amounts that you would pay before deductible unless specified otherwise. This is not a full list of services included on the plan. This snapshot is not guaranteed to be accurate. To verify plan benefits or for full details please see the full summary of benefits or or get a complete terms of coverage on the health plan carrier's website.