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You have great choices
Aetna Recovery Care Insurance
This plan is designed to help protect your savings if you ever need care in a nursing or assisted living facility—and it’s much more affordable than traditional long-term care insurance. The truth is, about **70% of people over age 65 will need some form of long-term care** , and those costs can add up quickly, with assisted living facilities averaging over $50,000 per year. That’s where this plan comes in. It pays you a **daily cash benefit—up to $400 per day**—when you’re in a facility, and that money is paid directly to you to use however you need. If you needed the full benefit for one year, that’s **$144,000 total**, or about **$12,000 per month** coming back to you to help cover care, protect your savings, or support your family. And here’s the best part—if your monthly care costs are lower and you don’t use it all, you can stretch those benefits even further, potentially covering closer to **two years of care**. It’s a simple, flexible way to plan ahead and make sure you have options when you need them most.
Full Summary of Benefits and Helpful Links
Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right doctors and hospitals that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.
Helpful Links
Schedule a consultation with a local health insurance agent
We're here to assist you with your health insurance needs, whether you'd prefer to meet in person, virtually, or over the phone. Our team can guide you through health insurance options both on and off the Marketplace, as well as Medicare Advantage and supplements, dental, vision, life, and accident plans. Thank you for trusting us as your advocate. Best of all, our services are always at no cost to you!
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