Fenyx Health Group MSA Sole Proprietor

A Medical Savings Account (MSA) is a type of Medicare Advantage plan that pairs a high-deductible health plan with a special savings account funded by Medicare. Each year, Medicare deposits money directly into your account to help pay for qualified medical expenses. You decide how to use these funds—on doctor visits, lab tests, or other covered services—and once you meet your deductible, the plan pays 100% of Medicare-covered costs for the rest of the year. You can see any Medicare-approved provider nationwide, and any unused funds roll over year to year, allowing your savings to grow. Because MSA funds are tax-advantaged, this plan gives you more flexibility, control, and potential long-term savings on your healthcare.

The Fenyx Health Group MSA — Sole Proprietor plan combines a $5,000 deductible with a generous deposit structure that includes $2,400 upfront and $200 deposited each month. Altogether, your total deposits nearly meet your deductible, leaving only $200 in potential out-of-pocket costs for covered services. With a $0 monthly premium and access to any Medicare provider nationwide, this plan offers exceptional value and flexibility. It’s an excellent option for independent professionals who want predictable costs, tax-advantaged savings, and control over how their healthcare dollars are spent.