You have great choices
EMI Health Vision VSP 10-130 Plan
The EMI VSP Plus 10-130 vision plan is an affordable way to help lower the cost of eye care, glasses, and contacts while giving you access to the large VSP Choice network. Eye exams can easily cost over $100 without insurance, but with this plan you pay only a **$10 copay for a yearly Well Vision Exam** when you see an in-network VSP doctor . The plan also includes a **$130 allowance each year that can be used toward either glasses or contact lenses**, helping reduce the cost of new eyewear. If you choose glasses, the allowance can be used toward frames at a VSP doctor or retail locations, and basic lenses like single vision, lined bifocal, and lined trifocal lenses are covered with just a **$10 copay**. You can also upgrade to extras like progressive no-line lenses, anti-reflective coatings, transition lenses, and polycarbonate lenses for reduced copays instead of paying full retail prices . Finding a provider is simple—just go to VSP.com and search for a VSP network doctor. The network includes many popular retailers like **Costco, Walmart, Sam’s Club, Visionworks, Eyemart Express, and Eyeconic** for online eyewear shopping.
Carrier
EMI
Plan Year
2026
Eye Exam
Vision insurance includes coverage for regular vision exams, which are standard eye exams designed to assess your visual acuity and determine if you require corrective lenses, such as glasses or contact lenses. These exams play a crucial role in maintaining good eye health and ensuring optimal vision. They are typically recommended on an annual basis to detect changes in your vision and address any emerging eye conditions promptly. Vision insurance helps make these exams more affordable, encouraging individuals to prioritize their eye health and enjoy the benefits of clear and comfortable vision.
Exam
$10 Copay
Hardware Benefit
The hardware benefit provided by vision insurance is a valuable aspect of eye care coverage. Typically, this benefit allows policyholders to choose between either glasses or contact lenses, but not both, during a 12-month period. It covers the cost of these vision correction devices, making them more accessible and affordable. This benefit ensures that individuals can maintain clear and comfortable vision by obtaining the eyewear that best suits their needs, whether it's stylish eyeglasses or the convenience of contact lenses. It encourages regular vision check-ups and the timely replacement of eyewear, promoting good eye health and visual well-being.
Glasses
$15 Copay with $130 Allowance
Contacts
$130 Allowance
Extra Perks
Vision plans often come with additional perks that can enhance your eye care experience. These may include discounts on a second pair of glasses, making it easier to have a spare or a different style. Some plans even provide discounts on LASIK correction surgery, offering a potential alternative to glasses or contacts. Additionally, you might have the option to upgrade your lenses for improved vision comfort. To fully understand the scope of your vision plan's benefits and these potential extras, it's important to review the comprehensive summary of benefits provided by your insurance provider, ensuring that you make the most of your eye care coverage.
Full Summary of Benefits and Helpful Links
Official documents, such as your insurance policy or Summary of Benefits and Coverage (SBC), outline the details of your coverage, including deductibles, copayments, and covered services. Provider links, often available through your insurance company's website, offer directories of in-network healthcare professionals and facilities, helping you find the right doctors and hospitals that are covered by your plan. Utilizing these resources can empower you to make informed healthcare decisions and effectively navigate your insurance coverage.
Helpful Links
Schedule a consultation with a local health insurance agent
We're happy to meet with your in-person or over the phone to help you with your health insurance needs. We can help you with health insurance on or off the marketplace, Medicare Advantage & supplements, dental insurance, vision insurance, life insurance or accident plans. Thank you for letting us be your advocate. Best part, is our help is always free!
This is a quick snapshot of the most popular copays, deductibles, and coinsurance that you would be responsible for on this vision plan. To learn what each of the below terms mean, please visit our terms and definitions page. Copays and coinsurance listed are amounts that you would pay before deductible unless specified otherwise. This is not a full list of services included on the plan. This snapshot is not guaranteed to be accurate. To verify plan benefits or for full details please see the full summary of benefits or or get a complete terms of coverage on the health plan carrier's website.