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Select Health Dental 2000 Roll Over
The **SelectHealth Dental 2000 Rollover Plan** offers comprehensive dental coverage with a $2,000 annual maximum benefit per person and a low annual deductible of $25 per individual or $75 per family. **Preventive care is covered at 100%** with no waiting period when using an in-network dentist, including two routine cleanings and exams per year, X-rays, and fluoride treatments for children. **Basic dental services are covered at 80% after the deductible**, including cavities, fillings, tooth extractions, oral surgery, and emergency dental treatment, with a 3-month waiting period. **Major dental services are covered at 50% after the deductible**, including crowns, root canals, bridges, dentures, and periodontal treatments for gum disease, with a 6-month waiting period. Dental implants are also covered at 50% after the deductible, subject to plan limitations. The plan uses the SelectHealth Classic Dental Network and also offers out-of-network benefits at reduced coverage levels. Orthodontics are not covered. All benefits are subject to plan limitations and exclusions.
Carrier
SelectHealth
Plan Year
2027
Individual and Family Deductible
Dental insurance deductibles work similarly to health insurance deductibles, but they apply specifically to dental care. Individual deductibles are the amount a person must pay out-of-pocket for covered dental services before the insurance starts covering a portion of the costs. In a family plan, each family member has their own individual deductible, but many plans also have a family deductible cap, meaning once the family’s combined spending reaches a certain limit, the insurance will kick in for all members. These deductibles generally apply to services like fillings, crowns, and other restorative treatments, but routine care such as cleanings and exams may be covered without needing to meet the deductible. Understanding how these work ensures you're prepared for any out-of-pocket costs when seeking dental care.
Individual Deductible
$50
Family Deductible
$150
Deep dive of this dental plan's benefits
Preventative Care
The SelectHealth Dental 2000 Rollover Plan covers preventive dental services at 100% when using an in-network dentist, with no deductible or waiting period. Benefits include two routine dental exams and cleanings per calendar year, routine dental X-rays, and additional preventive services for children, including fluoride treatments twice per year for children under 18, dental sealants for eligible children under 15, and space maintainers for children under 15. These benefits help individuals and families maintain healthy teeth and gums while catching potential dental problems early, before they turn into more expensive procedures.
Minor Dental Services
The SelectHealth Dental 2000 Rollover Plan covers basic dental services at 80% after the deductible when using an in-network dentist, leaving you responsible for just 20% of the covered cost. These benefits include common dental procedures such as cavity fillings, tooth extractions, oral surgery, emergency dental treatment for pain relief, and certain anesthesia services. Basic dental services have a 3-month waiting period before benefits become available. This coverage helps make unexpected dental treatments more affordable while keeping your teeth and gums healthy.
Major Dental Services
The SelectHealth Dental 2000 Rollover Plan covers major dental services at 50% after the deductible when using an in-network dentist, helping reduce the cost of more extensive dental procedures. Covered services include crowns, root canals, bridges, dentures, crown buildups, and periodontal treatments for gum disease, including deep cleanings and periodontal surgery. Major dental services have a 6-month waiting period before benefits become available. Dental implants are also covered at 50% after the deductible, subject to plan limitations. Replacement of teeth that were missing before coverage began has a 36-month waiting period. These benefits help make expensive dental procedures more manageable while protecting your oral health and your budget.
Orthodontia for Children
The SelectHealth Dental 2000 Rollover Plan does not include orthodontic coverage for children or adults. This means treatments such as traditional braces, Invisalign, clear aligners, retainers, and other orthodontic services are not covered under this plan. Members who need orthodontic treatment would be responsible for the full cost of these services.
Implant Coverage
The SelectHealth Dental 2000 Rollover Plan includes coverage for dental implants at 50% after the deductible when using an in-network dentist, helping reduce the cost of replacing missing teeth. Dental implants are a long-lasting solution that can restore your smile, improve chewing ability, and help maintain your overall oral health. Implant services are subject to a 6-month waiting period, while replacement of teeth that were already missing before your coverage began has a 36-month waiting period. Coverage is subject to the plan's $2,000 annual maximum benefit and applicable limitations and exclusions.
Maximum Yearly Dental Benefit
The SelectHealth Dental 2000 Rollover Plan provides a $2,000 annual maximum benefit per person, which is the maximum amount the insurance company will pay toward covered dental services during each calendar year. This benefit can be used toward preventive, basic, and major dental services, including fillings, extractions, root canals, crowns, and other covered procedures. Once the $2,000 annual maximum has been reached, you are responsible for additional dental expenses until your benefits renew the following calendar year. The plan also includes a rollover feature that may allow eligible members to carry forward a portion of their unused annual benefits, subject to the plan's rollover rules and limitations.
Full Summary of Benefits and Helpful Links
Official plan documents, including the Summary of Benefits and Coverage (SBC) and insurance policy, provide more detailed information about how your health plan works, including deductibles, copays, coinsurance, covered services, and other important benefits. You can also use the provider search links to check which doctors, specialists, hospitals, and other healthcare facilities participate in the plan’s network. We recommend reviewing these resources when comparing plans so you can better understand your coverage, expected costs, and whether the doctors and facilities you prefer are included.
Helpful Links
Schedule a consultation with a local health insurance agent
Insurance doesn’t have to be confusing, and you don’t have to figure it out on your own. Our local Utah Avenue Insurance agents are here to help you compare your options, understand your benefits, and find coverage that fits your healthcare needs and your budget. We can help with Marketplace and private health insurance, Medicare Advantage and Medicare Supplements, dental, vision, life insurance, accident coverage, and more. Meet with us in person, virtually, or over the phone—whatever is easiest for you. Best of all, there is no cost to work with one of our agents, so schedule your consultation today and let us help you find the right coverage with confidence.
The plan benefits, costs, copays, deductibles, networks, and other information shown on this page are provided for general informational purposes and may change. Utah Avenue Insurance makes every effort to provide accurate and up-to-date information; however, the insurance carrier’s official policy documents, Summary of Benefits and Coverage (SBC), and other plan documents will always govern your coverage. Provider networks and prescription drug formularies may also change, so we recommend verifying your doctors, hospitals, and medications before enrolling. If you have questions about a benefit or cost, please contact a Utah Avenue Insurance agent and we’ll be happy to help you review the plan details.
PPO Plans and Out of Network Limitations and Balance Billing
Some dental plans offer out of network coverage. This is a great benefit because you can visit any dentist in the nation. Which means that if you are traveling, or have a dental emergency, you can visit a dentist for the service you need right away and have a portion of your bill covered by your dental insurance. Please note that if you see an out of network provider, that dentist is allowed to "balance bill" you. This means that your dental insurance company pays your dentist what is reasonable and customary for the services you received. In most situations that dentist accepts that payment and you are only responsible for your portion of the bill. Occasionally, that dentist will decide that the reasonable and customary amount they received from the dental insurance is not enough. That dentist will bill you for the additional charge or 'balance bill' you. You are responsible to pay this amount and contact the dentist to work out a payment plan.
