Accidental plans with optional riders are a great way to cover your medical expenses on high deductible health plans. At Utah Avenue Insurance, we make getting your claim submitted and approved easy. Simply call, email or text us after you've received treatment for a covered accidental injury or sickness and we help you with the rest. This plan gives you the opportunity to add levels of coverage and protect yourself from out-of-pocket costs you can’t see coming. Following a covered accidental injury, it’ll cover your accident-related medical costs and other expenses up to the benefit amount you choose. Hospital stays are expensive. The optional sickness hospitalization rider can help. If you’re admitted to a hospital for a sickness, this rider will pay a lumpsum benefit for the first day of covered hospital admission. Sickness Hospitalization coverage has no deductible and no network restrictions. Plus, it pays benefits regardless of other coverage you may have, helping you get the out-of-pocket coverage you need, when you need it. The optional cancer and heart/stroke coverage pays one lump-sum benefit for a covered first-ever cancer diagnosis and a covered heart attack or stroke. This plan can be added to your health insurance at anytime of the year.