SelectHealth: Big Value Beyond the Monthly Premium

When people shop for health insurance, the monthly premium usually gets the spotlight. But with SelectHealth, the real value goes far beyond the price you see on paper. From strong Utah-based provider networks to wellness rewards, pharmacy savings, and virtual care, SelectHealth offers benefits that truly support members throughout the year.

Below is a breakdown of the value-adds that make SelectHealth stand out, along with an overview of the three networks we most often help clients choose from: Med, Value, and Signature.

Built for Utah (and Utah Families)

SelectHealth is deeply rooted in Utah and works closely with Intermountain Health providers and facilities statewide. That local focus shows up in:

• Broad access to hospitals, clinics, specialists, and InstaCare locations

• Streamlined care coordination

• Lower negotiated costs that help keep premiums competitive

For many Utah families, this means fewer surprises and more confidence when it’s time to actually use their health insurance.

SelectHealth Value-Adds & Member Perks

These are the extras many people don’t realize are included—but end up loving once they enroll.

Wellness Rewards

Members can earn up to $240 per person or $580 per family by completing healthy activities like gym visits and physical activity tracking. It’s one of the few health plans that truly rewards you for staying active.

Preventive Care at No Cost

Most preventive services—annual checkups, screenings, and routine care—are covered at $0, helping members stay proactive about their health and avoid higher costs later.

Prescription Savings Programs

SelectHealth members have access to several built-in tools to help reduce prescription costs, including:

• Rx Savings Solutions®, which helps identify lower-cost medication options

• Mark Cuban Cost Plus Drugs, offering many medications at transparent, reduced prices

• Amazon Pharmacy, with in-network benefits and convenient home delivery

For members on ongoing medications, these programs can add up to significant savings each year.

Virtual Care — Including $0 Virtual Mental Health Visits

One of the most-loved benefits of SelectHealth plans is that Marketplace plans include virtual mental health visits with a $0 copay on select plans.

This has been a game changer for many of our clients because it makes therapy more accessible, more affordable, and easier to fit into real life.

A common approach we see (and love) is this:

• Clients start with 1–5 in-person therapy visits, paying the normal copay

• Once they’re comfortable with their therapist, they switch to virtual visits

• From there, those virtual mental health appointments are $0 copay

For busy parents, working professionals, students, and anyone juggling schedules, this flexibility removes major barriers to getting help. No commute, no waiting rooms, and no added cost.

This benefit alone is one of the top reasons many clients choose SelectHealth over other insurance companies. When mental health care is easier to access, people are far more likely to use it—and that’s exactly how health insurance should work.

Understanding SelectHealth Networks

Choosing the right network is one of the most important parts of selecting a SelectHealth plan. Here’s how the three main options compare:

Med Network

Best for: Members who want the broadest access across Utah

• Largest SelectHealth network

• Extensive statewide coverage

• Includes many hospitals, clinics, specialists, and urgent care locations

• Great option for families and individuals who want flexibility

This is often the most popular choice for clients who want peace of mind knowing they have wide provider access.

Value Network

Best for: Budget-conscious members who still want strong coverage

• Slightly smaller than Med, but still very robust

• Excellent access throughout Utah

• Lower monthly premiums than Med

• Emergency and urgent care covered statewide

The Value network offers a strong balance between affordability and access, making it a favorite for many individuals and families.

Signature Network

Best for: Members who live and receive care locally

• Smaller, more limited network

• Coverage primarily in Utah County and Salt Lake County

• Lower premiums compared to Med and Value

• Best for people who don’t travel often and are comfortable staying within a narrow network

Signature can be a great fit for the right person—but it’s important to understand the geographic limitations before enrolling.

Why So Many Clients Choose SelectHealth

SelectHealth consistently delivers on what matters most:

• Competitive premiums

• Strong Utah-based provider networks

• Wellness incentives and real prescription savings

• Industry-leading virtual care benefits, especially for mental health

When paired with the right network, SelectHealth offers coverage that truly supports members—not just on paper, but in real life.

Need Help Choosing Between Med, Value, or Signature?

There’s no one-size-fits-all plan. The best SelectHealth option depends on your doctors, your budget, and how you prefer to access care.

Working with a local agent makes all the difference—we help you compare networks, confirm providers, and make sure you’re choosing coverage that actually works for you.

Better coverage starts here.