University of Utah Health Plans U Health Plus Expanded Bronze Standard Plan (2026)
- 1 hour ago
- 4 min read
For many people living in Salt Lake and Davis Counties, choosing a health plan isn't just about finding the lowest premium—it's about finding the right network. Not everyone needs a statewide health insurance network. The University of Utah Health Plans U Health Plus Expanded Bronze Standard Plan combines access to some of Utah's most recognized hospitals and provider groups with affordable premiums and predictable costs for routine healthcare services. For members who receive most of their care along the Wasatch Front, this plan can be an attractive way to balance cost and access to care.
At Utah Avenue Insurance, we like this plan for individuals and families who want a lower monthly premium while still having access to copays for many of the services they use most often. For members who primarily receive care in Salt Lake and Davis Counties, the U Health Plus network can be an especially attractive option.
Understanding the U Health Plus Network
The U Health Plus network is available only in certain areas of Salt Lake County and Davis County. While it is smaller than the statewide Healthy Premier network, it still provides access to thousands of providers and many of Utah's most respected healthcare facilities.
Members have access to over 7,600 providers, 10 hospitals, and 22 urgent care locations. The network includes University of Utah Hospital, Primary Children's Hospital, Huntsman Cancer Institute, Huntsman Mental Health Institute, Holy Cross Hospitals, and the University of Utah Orthopedic Center. It also includes many clinics Utah families already use every day, such as Granger Clinic, Ogden Clinic, Tanner Clinic, Foothill Family Clinic, Revere Health, and Premier Family Medical.
For individuals and families who already receive most of their healthcare in Salt Lake or Davis County, the U Health Plus network often provides plenty of provider choices while helping keep premiums lower than plans built around larger statewide networks.
The Same Plan Is Available Statewide
If you live outside the U Health Plus service area, University of Utah Health Plans offers a very similar Expanded Bronze Standard plan through its larger Healthy Premier network.
The Healthy Premier network includes nearly 20,000 providers, 52 hospitals, and more than 100 urgent care locations across Utah. This gives members access to one of the broadest provider networks available in the state. While the larger network can be a great fit for people who travel around Utah or live outside the Wasatch Front, many Salt Lake and Davis County residents find that the U Health Plus network gives them access to the providers they need while often helping reduce monthly premium costs.
Why We Like This Plan
One reason we frequently discuss this plan with clients is because it provides copays for several common healthcare services instead of requiring members to pay the full negotiated cost until they meet the deductible.
The plan includes $50 primary care visits, $75 urgent care visits, and $50 outpatient mental health visits, making it easier to access routine healthcare throughout the year. Generic prescription medications are also available with copays before the deductible, which can be a significant advantage for people who take maintenance medications.
For many families, those are the services they use most often. Being able to visit a primary care doctor, stop by urgent care when needed, or fill a generic prescription without first meeting a large deductible can make a Bronze plan much easier to use.
Like most Bronze plans, larger services such as hospitalizations, surgeries, advanced imaging, and specialty care are generally subject to the deductible and coinsurance. However, for people who are generally healthy and primarily want affordable access to routine care, this plan strikes a nice balance between premium and benefits.
Extra Benefits That Come with University of Utah Health Plans
Another reason many Utah families consider University of Utah Health Plans is the additional value they offer beyond basic health insurance coverage.
Members can earn $50 gift cards for completing certain preventive services, including flu shots, well-child visits, adult preventive exams, and breast cancer screenings. It's a simple way to encourage preventive care while putting a little money back in members' pockets.
University of Utah Health Plans also cover a wide range of preventive services at no cost when received in-network. This includes annual wellness exams, well-child visits, routine eye exams, flu shots, cholesterol screenings, pap tests, breast cancer screenings, and colon cancer screenings.
In addition, many plans include benefits that go beyond what people expect from a Marketplace health plan. Depending on the service and plan design, coverage includes adult eye exams, sleep studies, CPAP equipment, prosthetics, allergy testing, and mobility aids such as wheelchairs, walkers, and canes.
Members also have access to MDLIVE telehealth services, behavioral health support, and a 24-hour nurse line, making it easier to get care and answers without leaving home.
Local Service from a Local Health Plan
One thing that sets University of Utah Health Plans apart is their local presence. They have been serving Utah residents since the Marketplace began and continue to focus on delivering service to both members and providers.
Their customer service team reports an average call wait time of about three seconds, a 97% phone audit accuracy rate, and an average claims turnaround time of just five days. That means members can often get answers quickly, and providers receive timely claim processing.
Is the U Health Plus Expanded Bronze Standard Plan Right for You?
If you live in Salt Lake or Davis County and are looking for a lower-premium plan that still provides copays for routine healthcare services, the U Health Plus Expanded Bronze Standard Plan may be worth considering. The combination of $50 primary care visits, $75 urgent care visits, generic drug copays, and access to major University of Utah facilities makes it a strong option for many individuals and families.
At Utah Avenue Insurance, we can help you compare this plan with other University of Utah Health Plans, SelectHealth, and Regence options to find the coverage that best fits your doctors, prescriptions, and budget.
Better coverage starts here.
