Get the Dental Care You Need Without Breaking the Bank: Why We Love the EMI Advantage Copay Plan

At Utah Avenue Insurance, we’re always on the lookout for the best value for our clients — and when it comes to dental insurance, one of our absolute favorites is the EMI Advantage Copay Plan. Why? It offers unbeatable pricing, short waiting periods, and straightforward copays that make it easy to budget for your family’s dental needs.

Let’s break it down:

✅ Low Monthly PremiumsThis plan starts at just $24 per month for individuals and $88 per month for a family of four or more. It’s affordable for nearly any household budget.

✅ Predictable Copays (No Percentages!)Unlike many PPO plans that leave you guessing about what percentage you’ll owe, this plan has a fixed copay schedule for every covered service. Here’s what you can expect for common treatments:

• Exams & cleanings: $0 copay

• Fillings: $35–$40 copay

• Extractions: $60 copay

• Root canals: $295 copay

• Crowns: $375 copay

✅ No Annual MaximumMost dental plans cap how much they’ll pay out each year, but not this one! There’s no maximum limit, meaning you can get all the dental work you need and just pay your set copays — even for big-ticket items like implants.

✅ Short Waiting PeriodsPreventive care (like exams and cleanings) is covered on day one. Basic services have just a 3-month waiting period, and major services, including crowns and root canals, only have a 6-month wait.

✅ Covers Implants Many dental plans don’t cover implants at all, but this one does — a huge bonus for anyone planning major dental work.

✅ Large Network Across Utah Because this is an HMO-style plan, you must use in-network providers, but the good news is that EMI’s network includes over 3,000 dentists across Utah.

Is It Right for You?

If you’re looking for a dental plan that’s affordable, predictable, and generous with its benefits, the EMI Advantage Copay Plan is a winner. The only downside is that it’s not a PPO — you must stay in-network. But for most families, the trade-off is worth it for the savings. You can sign up for this plan at anytime of year and plans start the first of the next month. 

At Utah Avenue Insurance, we’re here to help you explore whether this is the right fit for your family. Better coverage starts here!

👉 Ready for a quote or have questions? Learn more about this plan here or contact a local agent at Utah Avenue to get enrolled.