What are all the cards I got with my health insurance plan?
If you're a Medicare beneficiary who is enrolled in a Medicare Advantage plan, you may have access to extra benefits through a new debit card sometimes called a flex card. The debit card may allow you to access funds that can be used to pay for certain healthcare services and products. This debit card is separate from your health insurance ID card. You should have received this card in a separate envelope from your health plan ID card.
With the debit card, you can access a range of extra benefits that are not covered by traditional Medicare, such as dental care, vision care, and over-the-counter medications. You can use the card to pay for these services and products at participating providers and retailers. Some of the benefits loaded on that card can be used at any facility, but check with your plan because you may still need to use a provider in their network.
To get these benefits, you need to enroll in a Medicare Advantage plan that offers this benefit. Not all Medicare Advantage plans offer a debit card, so you should check with your plan to see if this benefit is available to you. Your local agent at Utah Avenue Insurance can let you know if your plan includes a debit card and help you know how to use the benefit.
Once you have a debit card, you can start using it to pay for eligible expenses. To do this, you will need to present your card at the time of service or purchase. You may also need to provide your plan ID number and other identifying information.
Having a debit card makes accessing your extra benefits easier. It give you the freedom to purchase your over the counter benefit at local pharmacies and grocery stores, and easier access for your dental and vision benefit your plan may have.
It's important to note that the funds on your debit card are limited to the amount provided by your plan. You cannot use the card to pay for expenses that exceed the available funds. Additionally, you cannot use the card to pay for services that are not covered by your plan.
To get the most out of your plan, it's important to understand the benefits and limitations of your Medicare Advantage plan. You should also review the list of eligible expenses that can be paid for with the card, as this may vary depending on your plan.
In summary, if you're enrolled in a Medicare Advantage plan that offers a debit card, you may be able to access extra benefits that are not covered by traditional Medicare. To get the most out of your plan, you should understand the benefits and limitations of your plan and review the list of eligible expenses.