If the cost of your Medicare prescription drug plan is going up for 2027, you may be wondering whether you really need to keep it—especially if you don't take many prescriptions. We hear this question all the time: “Why should I pay for a prescription drug plan when I don't take any medications?” It can be tempting to cancel your Medicare Part D plan and save the monthly premium. But before you do, there is something very important you need to understand: Medicare has a late

If you opened your Medicare Annual Notice of Change (ANOC) and discovered that your prescription drug plan is going to cost more in 2027, you may be wondering whether there is a more affordable option. For people who take several medications, prescription drug coverage can be extremely important. But what if you only take one or two inexpensive prescriptions—or don't take any medications at all? Paying a higher monthly premium for a plan you rarely use can be frustrating. The

Why Are Medicare Prescription Drug Plan Premiums Changing in 2027? One of the changes affecting standalone Medicare Part D plans in 2027 is the end of a temporary government program called the Part D Premium Stabilization Demonstration.

Health insurance can be expensive, especially for individuals and families who earn too much to qualify for Marketplace subsidies. Many healthy people find themselves stuck paying high monthly premiums for benefits they rarely use. That's why we often recommend the Allstate Health Solutions Enhanced PPO Plan with a $5000 deductible to healthy individuals looking for affordable protection against life's major medical expenses. At Utah Avenue Insurance, we like this plan becaus

For many people living in Salt Lake and Davis Counties, choosing a health plan isn't just about finding the lowest premium—it's about finding the right network. Not everyone needs a statewide health insurance network. The University of Utah Health Plans U Health Plus Expanded Bronze Standard Plan combines access to some of Utah's most recognized hospitals and provider groups with affordable premiums and predictable costs for routine healthcare services. For members who receiv

When many people think of a Bronze health insurance plan, they assume they will have to pay the full cost of almost every medical service until they meet a large deductible. While that is true for many Bronze plans on the Marketplace, the Regence Blue Cross Blue Shield Bronze 8000 plan offers something we really like: predictable copays for many of the services people actually use throughout the year. At Utah Avenue Insurance, we often recommend the Regence Blue Cross Blue Sh

Shopping for health insurance can feel overwhelming, especially when you're trying to balance monthly premiums with the costs you'll pay when you actually need care. That's why one of the plans we frequently recommend to Utah families is the SelectHealth Value Benchmark Expanded Bronze Select Copay Plan. While many Bronze plans come with large deductibles that must be met before the plan helps pay for services, this plan takes a different approach. It includes fixed copays fo

Understanding the Two Most Common Reasons Marketplace Health Plans Lose Subsidies Many families across Utah have recently received letters and notices saying that their health insurance premiums have increased or that they have lost some or all of their Marketplace subsidies. If you've opened a letter and suddenly noticed your monthly premium is much higher than it was before, don't panic. In most cases, there are two common reasons this happens, and both can often be fixed.

At Utah Avenue Insurance, we work with many dental carriers, but EMI Health has always stood out to us. They are a local Utah company, with headquarters and customer support based right here in Utah, and they truly care about both their members and the agents they work with. That local connection matters to us, and it’s one of the reasons we feel confident recommending EMI dental plans to our clients. One plan we highlight often is the EMI Advantage Copay Dental Plan . It’s

When people shop for health insurance, the monthly premium usually gets the spotlight. But with SelectHealth , the real value goes far beyond the price you see on paper. From strong Utah-based provider networks to wellness rewards, pharmacy savings, and virtual care, SelectHealth offers benefits that truly support members throughout the year. Below is a breakdown of the value-adds that make SelectHealth stand out , along with an overview of the three networks we most often h