For the last several years, health insurance through the Marketplace has been more affordable than ever  for many families and individuals. During the COVID-19 pandemic, the federal government expanded premium subsidies to help people keep health coverage during uncertain times. These temporary changes lowered monthly premiums, helped more middle-income households qualify for assistance, and removed strict income limits that had previously caused many people to lose help. Bec

Every year around tax time, we start getting the same questions from clients: “What is a 1095-A?” “Do I really need it?” “What happens if I don’t file it?” If you had a health insurance plan through the Health Insurance Marketplace  at any point in 2025 , this form is extremely important. Here’s what you need to know—and what to do next. What Is a 1095-A Form? Form 1095-A  is a tax document sent by the Health Insurance Marketplace to anyone who had a Marketplace health plan.

When traditional health insurance feels out of reach, many Utah families are turning to health share programs  like Impact Health Sharing  — an innovative, community-based way to manage healthcare costs. What Is a Health Share? A health share is not insurance. Instead, it’s a group of people who agree to share each other’s medical expenses. Each member pays a monthly “share amount,” similar to a premium, and when someone has a medical need, funds are distributed to help cover

Introduction Hi, my name is Jeff Street, and I want to share how a healthcare company called Impact Health Sharing  has saved my family thousands of dollars each year. I’ve been self-employed for 25 years, which means I’ve always been responsible for paying for my own healthcare. For many years, I didn’t even have insurance — I was young, healthy, and thought nothing would happen to me. Luckily, nothing did. But once I got married, I knew it was time to get coverage. Like man

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