For many people living in Salt Lake and Davis Counties, choosing a health plan isn't just about finding the lowest premium—it's about finding the right network. Not everyone needs a statewide health insurance network. The University of Utah Health Plans U Health Plus Expanded Bronze Standard Plan combines access to some of Utah's most recognized hospitals and provider groups with affordable premiums and predictable costs for routine healthcare services. For members who receiv

When many people think of a Bronze health insurance plan, they assume they will have to pay the full cost of almost every medical service until they meet a large deductible. While that is true for many Bronze plans on the Marketplace, the Regence Blue Cross Blue Shield Bronze 8000 plan offers something we really like: predictable copays for many of the services people actually use throughout the year. At Utah Avenue Insurance, we often recommend the Regence Blue Cross Blue Sh

Shopping for health insurance can feel overwhelming, especially when you're trying to balance monthly premiums with the costs you'll pay when you actually need care. That's why one of the plans we frequently recommend to Utah families is the SelectHealth Value Benchmark Expanded Bronze Select Copay Plan. While many Bronze plans come with large deductibles that must be met before the plan helps pay for services, this plan takes a different approach. It includes fixed copays fo

Understanding the Two Most Common Reasons Marketplace Health Plans Lose Subsidies Many families across Utah have recently received letters and notices saying that their health insurance premiums have increased or that they have lost some or all of their Marketplace subsidies. If you've opened a letter and suddenly noticed your monthly premium is much higher than it was before, don't panic. In most cases, there are two common reasons this happens, and both can often be fixed.

At Utah Avenue Insurance, we work with many dental carriers, but EMI Health has always stood out to us. They are a local Utah company, with headquarters and customer support based right here in Utah, and they truly care about both their members and the agents they work with. That local connection matters to us, and it’s one of the reasons we feel confident recommending EMI dental plans to our clients. One plan we highlight often is the EMI Advantage Copay Dental Plan . It’s

When people shop for health insurance, the monthly premium usually gets the spotlight. But with SelectHealth , the real value goes far beyond the price you see on paper. From strong Utah-based provider networks to wellness rewards, pharmacy savings, and virtual care, SelectHealth offers benefits that truly support members throughout the year. Below is a breakdown of the value-adds that make SelectHealth stand out , along with an overview of the three networks we most often h

When it comes to health insurance, University of Utah Health Plans truly lives up to its tagline: By Utah. For Utah. These plans aren’t built by a national corporation guessing what Utah families need—they’re designed by people who live here, work here, and get care here too. From standout wellness rewards to huge provider networks and genuinely fast customer service, University of Utah Health Plans are built to make health insurance simpler, more complete, and honestly… ea

For the last several years, health insurance through the Marketplace has been more affordable than ever for many families and individuals. During the COVID-19 pandemic, the federal government expanded premium subsidies to help people keep health coverage during uncertain times. These temporary changes lowered monthly premiums, helped more middle-income households qualify for assistance, and removed strict income limits that had previously caused many people to lose help. Bec

Every year around tax time, we start getting the same questions from clients: “What is a 1095-A?” “Do I really need it?” “What happens if I don’t file it?” If you had a health insurance plan through the Health Insurance Marketplace at any point in 2025 , this form is extremely important. Here’s what you need to know—and what to do next. What Is a 1095-A Form? Form 1095-A is a tax document sent by the Health Insurance Marketplace to anyone who had a Marketplace health plan.

When traditional health insurance feels out of reach, many Utah families are turning to health share programs like Impact Health Sharing — an innovative, community-based way to manage healthcare costs. What Is a Health Share? A health share is not insurance. Instead, it’s a group of people who agree to share each other’s medical expenses. Each member pays a monthly “share amount,” similar to a premium, and when someone has a medical need, funds are distributed to help cover