Major changes on your Marketplace health insurance. You may be entitled to lower premiums. A local agent is here to help you for free
American Rescue Plan
The American Rescue Plan
You may qualify for lower health insurance premiums with the American Rescue Plan. A local agent at Utah Avenue Insurance can help you for free.
You may qualify for lower premiums because of the American Rescue Plan bill. If you have a Marketplace plan currently or want to see if you now qualify, a local agent is here to help you. The new bill includes a major expansion of the Affordable Care Act. This means that you could get lower premiums on your current plan and those that previously did not qualify for extra help may now qualify.
Local Utah agents make all the difference when choosing the right health insurance for your family. Our agents are able to show you health insurance options with every Utah health insurance company, compare medical costs and ensure that you can keep seeing the doctors you want. Take control of your health insurance and let us help you compare your options. Best part, is our help is always free to you.
More About the American Rescue Plan
Here are a few main points of the American Rescue Plan and what it means for your health insurance and taxes.
Larger Subsidies: This is the amount of extra help you get paying for your health insurance. The amount of help you get is based on your household size, income and zip code. Those who qualify, will now be getting extra help on their health insurance premium. This means you may pay less for your current plan. This backdates to January 1, 2021. A local agent can see if you qualify for lower premiums. Call/text us 801-609-8699 or schedule an appointment.
Expanded eligibility to those who currently don't qualify for subsidies because their income is too high. This means that if you will make too much this year to qualify for lower premiums on a Marketplace plan, you can now get extra help. This option to get extra help on your premium is a little trickier, but a local agent can help you understand your options and how to get lower premiums.
Those receiving unemployment qualify for a $0 deductible plan with full amount of subsidies. People receiving unemployment compensation at any point in 2021 will qualify for a $0 deductible plan and get the full amount of subsidies for that plan. In Utah, these plans have a very small premium because they include extra benefits.
Bill covers 100% of cost of Cobra for people that were involuntarily terminated. This is the first time that Cobra may be a great option. This will end on September 30, 2021. Your employer will need to help you enroll and get the Cobra Subsidies for these plans.
NO credit repayment of APTC on your 2020 tax return. Those who underestimated their income in 2020, will NOT have to pay back any subsidies when you file your taxes. This is a one-time deal. If you have already filed your taxes, you may be able to file an addendum to get this money back. As soon as we know more, a local agent can direct you to a great CPA to help you keep your money.
Medicaid for pregnant women will be extended for 12 months after birth. Generally, pregnancy Medicaid continues for 60 days after birth. It will now be extended a full 12 months after birth. This will stick around for 7 years.
It will take some time to get all these changes implemented, but a local agent at Utah Avenue Insurance is here to help. Our help and services are always free to you. So please call, text, drop by, schedule an appointment, or email us if you need anything. We are so happy to serve our community.
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332 South 100 West
Payson, UT 84651
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Springville, UT 84663
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