Stay Ahead of Health Expenses with Plan Enhancer from Allstate Health Solutions
Plan enhancers are additional insurance plans that can be added to an existing health insurance plans to enhance its coverage.
Utah Avenue Insurance provides a range of plan enhancers to cover accidents, illnesses, and hospital stays. These enhancers can be tailored to fit the needs and budget of individuals and families.
Accidents can happen anytime and anywhere, and they can be costly. With Allstate Health Solutions' Accident Medical Expense coverage, individuals can pay for their accident-related healthcare costs and other expenses. This plan pays cash benefits regardless of other medical coverage, providing individuals with financial protection during an accident.
One of Utah Avenue's clients actually had this happen to their family and were so glad they had the extra coverage in place. Their family was playing in their yard on a beautiful afternoon. One of the kids was riding their bike up and down the long driveway, enjoying the sunshine and fresh air. Suddenly, the child couldn't quite stop at the end and crashed into the house, resulting in, what their mom called, a broken face. The family rushed the child to the emergency room, where the child had surgery. Despite the stress and worry, the family was able to breathe a little easier knowing that they had the plan enhancer with in place. They received a $5000 check to cover all the medical expenses as well as follow-up visits. This financial assistance allowed the family to focus on their child's recovery and healing without worrying about the medical bills.
In addition to accident coverage, individuals can add optional Cancer and Heart/Stroke riders to receive lump-sum cash benefits for a covered, first-ever cancer diagnosis and a covered heart attack or stroke. These cash benefits can be used for medical treatments, travel expenses, and other related costs.
The Sickness Hospitalization rider offers lump-sum benefits for the first covered day of hospital admission due to a sickness. It pays covered expenses up to the selected benefit amount regardless of other coverage. This rider can help individuals pay for their medical bills and other related expenses during their hospital stay.
Another scenario that was a lifesaver for one of our clients was when their child started experiencing severe stomach pain, so they rushed the child to the emergency room. The child was diagnosed with acute appendicitis, and doctors recommended that they undergo an emergency appendectomy. As a result, the family was looking at significant medical bills since they had a high deductible health plan. Thankfully, they had the plan enhancer with a sickness rider, which paid a $9500 lump-sum benefit on the first day of hospitalization due to sickness. The family received $9500 lump sum check to cover the medical expenses, and this helped them breathe a little easier during a challenging time. It's situations like these where the Plan Enhancer can make a significant difference in a family's life, providing financial support when they need it the most.
The sickness rider has no deductible and pays full benefits to you as a lump sum check regardless of other coverage. There are no network restrictions, which means you can use this benefit no matter where you are treated. The check is paid directly to you and not your doctors or hospital, so you can choose how to use the funds.
In conclusion, having the right plan enhancers can provide financial security during unexpected accidents, illnesses, and hospital stays. Utah Avenue Insurance offers a range of plan enhancers to fit the needs and budget of individuals and families. By adding these enhancers to existing insurance plans, individuals can have peace of mind knowing that they are protected financially if the unpredictable happens.
If you're interested in learning more about plan enhancers and how they can help you and your family, getting a quote is easy. Simply reach out to a local agent at Utah Avenue, who can provide you with a quote and answer any questions you may have about the plan. The local agent can also help you enroll and guide you through the process of selecting the right level of coverage to fit your needs and budget. With the help of a knowledgeable agent, you can have peace of mind knowing that you and your family are protected with a comprehensive health plan that can cover unexpected accidents and illnesses. Don't wait until it's too late; contact your local Utah Avenue agent today to learn more about plan enhancers and how it can help you and your family.