The Subsidy Cliff Is Back in 2026: What You Need to Know About Your Health Insurance Costs
For the last several years, health insurance through the Marketplace has been more affordable than ever for many families and individuals. During the COVID-19 pandemic, the federal government expanded premium subsidies to help people keep health coverage during uncertain times. These temporary changes lowered monthly premiums, helped more middle-income households qualify for assistance, and removed strict income limits that had previously caused many people to lose help. Bec
What Is a 1095-A Form—and Why It’s So Important for Your Health Insurance
Every year around tax time, we start getting the same questions from clients: “What is a 1095-A?” “Do I really need it?” “What happens if I don’t file it?” If you had a health insurance plan through the Health Insurance Marketplace at any point in 2025 , this form is extremely important. Here’s what you need to know—and what to do next. What Is a 1095-A Form? Form 1095-A is a tax document sent by the Health Insurance Marketplace to anyone who had a Marketplace health plan.
Why Is My Health Insurance Changing Because of Medicaid?
You may have received a notice that your Marketplace subsidies were reduced or removed because of Medicaid. What’s happening? The...
Why Is My Health Insurance Going Up in Price Because I Didn't File My Taxes?
If you’ve recently opened your health insurance bill and noticed the price went way up, you’re not alone. Many Utah families are seeing...
Immigration Status and Health Insurance: What You Need to Know About Marketplace Eligibility
Health insurance is essential—but qualifying for Marketplace coverage and subsidies depends on more than just your income. One of the...
What DACA Recipients Need to Know About the New Marketplace Rule
We are truly heartbroken. It took years of advocacy and effort to finally allow DACA recipients the opportunity to qualify for subsidized...
Why Filing Taxes and Verifying Income Matters for Your Health Insurance
If you're currently enrolled in a Marketplace health plan, your coverage is still active—but that could change if you don’t take care of...
Still Covered: What the New Marketplace Rule Means (and Doesn’t Mean) for Your 2025 Health Plan
There’s been a lot of buzz about the new Marketplace Integrity and Affordability Rule and the One Big Beautiful Bill Act, and we...
Big Changes Ahead: What the New Health Insurance Rule Could Mean for You
There’s a big, beautiful bill in the works—and it could change a lot about how health insurance through the Marketplace works in 2026 and...
Smart Tax Strategies to Help Lower Your MAGI and Keep Your Health Insurance Subsidy
If you're self-employed or have unpredictable income, you know how tricky it can be to estimate your Modified Adjusted Gross Income...
