Subsidies and How to Calculate them for Marketplace Plans
Subsidies are based off your household income, size and zip code. Our local agent can help you get to the right number and give you options when it comes to Marketplace health insurance plans.
Knowing what income and who to include in your household can be confusing. There are many rules to consider and having a local agent to help is key. Subsidies are based on your taxable household. Your household includes everyone you include on your tax return. This includes your spouse and any children you claim as dependents. Include these people even if they are not getting a health insurance plan with you. If you do not claim a child as a dependent and they still need health insurance, you may need to consider a separate plan.
Income to include is the entire household income. This includes your regular income, any business income, your spouses income, and any dependent's income that you would include on your tax return. You do not need to include child support. If you have questions about whether you should include something in this figure, call one of our local agents and we can help you find the right answer.